/* ============================================================
   CORRIGAN CAPITAL — modern institutional lender
   Palette: deep royal blue #0048A8 · sky #30B4FC · white/grays
   Type: Bricolage Grotesque (display) · Hanken Grotesk (body)
         IBM Plex Mono (data/labels)
   ============================================================ */

:root{
  --blue:#0048A8;
  --blue-700:#003c8f;
  --blue-deep:#021a3d;
  --blue-deep-2:#04265a;
  --sky:#30B4FC;
  --sky-600:#0f96e6;
  --sky-soft:#e7f3ff;

  --ink:#0d1726;
  --ink-2:#22324a;
  --slate:#5b6b85;
  --slate-2:#8493a8;

  --paper:#ffffff;
  --mist:#f3f7fd;
  --mist-2:#eaf1fb;
  --line:#e1e9f4;
  --line-2:#d4ddec;

  --shadow-sm:0 2px 10px rgba(2,26,61,.06);
  --shadow:0 18px 50px -20px rgba(2,26,61,.28);
  --shadow-lg:0 40px 90px -35px rgba(2,26,61,.45);

  --r:14px;
  --r-lg:22px;
  --wrap:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);

  --font-display:"Bricolage Grotesque",system-ui,sans-serif;
  --font-body:"Hanken Grotesk",system-ui,sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,monospace;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--paper);
  font-size:17px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:700;line-height:1.05;letter-spacing:-.02em;margin:0}
p{margin:0}
::selection{background:var(--sky);color:#fff}

.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(20px,5vw,40px)}

/* skip link (visible only when focused) */
.skip-link{
  position:absolute;left:16px;top:-60px;z-index:2000;
  background:var(--blue);color:#fff;font-weight:600;font-size:14.5px;
  padding:10px 18px;border-radius:0 0 10px 10px;transition:top .2s var(--ease);
}
.skip-link:focus{top:0}

/* grain overlay */
.grain{
  position:fixed;inset:0;pointer-events:none;z-index:9999;opacity:.035;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ---------- shared bits ---------- */
.kicker{
  font-family:var(--font-mono);
  font-size:12.5px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;
  color:var(--sky-600);margin-bottom:18px;
}
.kicker--light{color:var(--sky)}
.eyebrow{
  font-family:var(--font-mono);font-size:13px;letter-spacing:.2em;text-transform:uppercase;
  color:#bcd9ff;margin:0 0 22px;
}
.mono{font-family:var(--font-mono)}

.section{padding:clamp(70px,9vw,120px) 0}
.section-mist{background:var(--mist);border-block:1px solid var(--line)}
.section-head{max-width:680px;margin-bottom:54px}
.section-title{font-size:clamp(30px,4.6vw,50px);color:var(--ink);margin-bottom:16px}
.section-lede{font-size:clamp(17px,2vw,20px);color:var(--slate)}
.section-lede em{color:var(--blue);font-style:italic}

/* ---------- buttons ---------- */
.btn{
  --bg:var(--blue);--fg:#fff;
  display:inline-flex;align-items:center;gap:9px;justify-content:center;
  font-family:var(--font-body);font-weight:600;font-size:16px;
  padding:14px 26px;border-radius:999px;border:1.5px solid transparent;
  cursor:pointer;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s,color .25s,border-color .25s;
  white-space:nowrap;line-height:1;
}
.btn .arr,.btn .arr *{transition:transform .25s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}
.btn-primary{
  background:linear-gradient(180deg,var(--sky) 0%,var(--sky-600) 100%);
  color:#03203f;font-weight:700;
  box-shadow:0 14px 30px -12px rgba(48,180,252,.6),inset 0 1px 0 rgba(255,255,255,.5);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 22px 40px -14px rgba(48,180,252,.75),inset 0 1px 0 rgba(255,255,255,.6)}
.btn-ghost{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.35);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}
.btn-ghost:hover{background:rgba(255,255,255,.14);transform:translateY(-2px)}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost-light:hover{background:rgba(255,255,255,.12)}
.btn-outline{background:#fff;color:var(--blue);border-color:var(--line-2)}
.btn-outline:hover{border-color:var(--blue);transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.btn-sm{padding:11px 20px;font-size:14.5px}
.btn-lg{padding:17px 32px;font-size:17px}
.btn-block{width:100%}

.ghost-link{
  display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:14.5px;color:var(--ink-2);
  white-space:nowrap;
}
.ghost-link .dot{width:8px;height:8px;border-radius:50%;background:#27c463;box-shadow:0 0 0 4px rgba(39,196,99,.18)}
.ghost-link:hover{color:var(--blue)}

/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  position:sticky;top:0;z-index:1000;
  background:rgba(255,255,255,.85);
  -webkit-backdrop-filter:saturate(160%) blur(14px);
  backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid transparent;
  transition:border-color .3s,box-shadow .3s,background .3s;
}
.site-header.scrolled{border-color:var(--line);box-shadow:0 6px 24px -16px rgba(2,26,61,.4)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:74px}

.brand{display:flex;align-items:center;gap:11px}
.brand-mark{width:38px;height:38px;object-fit:contain}
.brand-word{font-family:var(--font-display);font-size:20px;letter-spacing:-.02em;line-height:1;display:flex;gap:6px;align-items:baseline}
.brand-word strong{font-weight:800;color:var(--blue)}
.brand-word span{font-weight:500;color:var(--ink-2)}

.nav{display:flex;gap:20px}
.nav a{font-size:15px;font-weight:500;color:var(--ink-2);position:relative;padding:6px 0;white-space:nowrap}
.nav a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--sky);transition:width .28s var(--ease)}
.nav a:hover{color:var(--blue)}
.nav a:hover::after{width:100%}

.header-cta{display:flex;align-items:center;gap:18px}

.menu-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.menu-toggle span{width:24px;height:2px;background:var(--ink);border-radius:2px;transition:.3s var(--ease)}
.menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.mobile-menu{
  display:none;flex-direction:column;gap:4px;padding:0 clamp(20px,5vw,40px);
  max-height:0;overflow:hidden;background:#fff;border-bottom:1px solid var(--line);
  visibility:hidden;
  transition:max-height .4s var(--ease),padding .4s var(--ease),visibility .4s;
}
.mobile-menu.open{max-height:520px;padding-block:18px 26px;visibility:visible}
.mobile-menu a{padding:13px 0;font-weight:600;font-size:17px;border-bottom:1px solid var(--line)}
.mobile-menu .btn{margin-top:14px}
.mobile-menu .ghost-link{margin-top:10px}

/* ============================================================
   HERO
   ============================================================ */
/* overflow lives on .hero-bg (not .hero) so the trust bar can overhang into the next section */
.hero{position:relative;background:radial-gradient(120% 130% at 80% -10%,var(--blue-deep-2) 0%,var(--blue-deep) 55%,#01112b 100%);color:#fff;padding-top:clamp(70px,11vw,120px)}
.hero-bg{position:absolute;inset:0;pointer-events:none;overflow:hidden}
.hero-glow{position:absolute;top:-25%;right:-10%;width:60vw;height:60vw;max-width:760px;max-height:760px;
  background:radial-gradient(circle,rgba(48,180,252,.4) 0%,rgba(48,180,252,0) 65%);filter:blur(20px)}
.blueprint{
  position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(120,190,255,.09) 1px,transparent 1px),
    linear-gradient(90deg,rgba(120,190,255,.09) 1px,transparent 1px);
  background-size:46px 46px;
  -webkit-mask-image:radial-gradient(120% 100% at 50% 0%,#000 40%,transparent 85%);
  mask-image:radial-gradient(120% 100% at 50% 0%,#000 40%,transparent 85%);
}
.skyline{position:absolute;right:0;bottom:-1px;width:min(50vw,620px);height:auto;opacity:.9}
.skyline .tw{transform-origin:bottom;animation:rise 1.1s var(--ease) both}
.skyline .tw1{animation-delay:.15s}
.skyline .tw2{animation-delay:.28s}
.skyline .tw3{animation-delay:.41s}
.skyline .tw4{animation-delay:.54s}
@keyframes rise{from{transform:scaleY(0)}to{transform:scaleY(1)}}

.hero-inner{position:relative;padding-bottom:clamp(50px,7vw,80px);max-width:880px}
.hero-title{font-size:clamp(40px,7vw,82px);font-weight:800;letter-spacing:-.035em;line-height:.98}
.hero-title .grad{background:linear-gradient(100deg,var(--sky) 10%,#9bd8ff 90%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero-sub{font-size:clamp(17px,2.1vw,21px);color:#c6d8f2;max-width:680px;margin-top:26px;line-height:1.55}
.hero-sub strong{color:#fff;font-weight:600}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:36px}
.hero-note{font-family:var(--font-mono);font-size:13px;color:#8fb4e0;margin-top:30px;letter-spacing:.01em}
.hero-note .check{color:var(--sky)}

/* trust bar */
.trustbar{
  position:relative;z-index:3;
  display:grid;grid-template-columns:repeat(4,1fr);
  background:rgba(255,255,255,.97);color:var(--ink);
  border-radius:var(--r-lg);box-shadow:var(--shadow-lg);
  padding:34px 20px;margin-bottom:-58px;
  border:1px solid rgba(255,255,255,.6);
}
.stat{text-align:center;padding:6px 16px;position:relative}
.stat+.stat::before{content:"";position:absolute;left:0;top:14%;height:72%;width:1px;background:var(--line)}
.stat-num{display:block;font-family:var(--font-display);font-weight:800;font-size:clamp(28px,3.6vw,42px);color:var(--blue);letter-spacing:-.03em;line-height:1}
.stat-text{font-size:clamp(24px,3vw,36px)}
.stat-label{display:block;font-family:var(--font-mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);margin-top:10px}

/* ============================================================
   SPEED / CERTAINTY BAND
   ============================================================ */
.band{padding:clamp(110px,13vw,150px) 0 clamp(70px,9vw,110px);background:var(--paper)}
.band-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(30px,5vw,70px);align-items:start}
.band-title{font-size:clamp(30px,4.4vw,48px);color:var(--ink)}
.band-title em{font-style:italic;color:var(--blue)}
.band-cards{display:grid;gap:18px}
.vcard{background:var(--mist);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 32px;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}
.vcard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--sky)}
.vnum{font-family:var(--font-mono);font-size:13px;color:var(--sky-600);font-weight:600}
.vcard h3{font-size:23px;margin:8px 0 8px;color:var(--ink)}
.vcard p{color:var(--slate);font-size:16px}

/* ============================================================
   PROGRAMS
   ============================================================ */
.programs{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch}
.program{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:32px 30px;display:flex;flex-direction:column;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s;
}
.program::before{content:"";position:absolute;inset:0 var(--r-lg) auto;height:4px;border-radius:0 0 4px 4px;background:linear-gradient(90deg,var(--blue),var(--sky));opacity:0;transition:opacity .3s}
.program:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.program:hover::before{opacity:1}
.program-feature{border-color:var(--blue);box-shadow:var(--shadow)}
.program-feature::before{opacity:1}
.ribbon{position:absolute;top:-13px;right:22px;background:var(--blue);color:#fff;font-family:var(--font-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;padding:6px 14px;border-radius:999px;box-shadow:0 8px 18px -8px rgba(0,72,168,.6)}

.program-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.program-tag{font-family:var(--font-mono);font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);font-weight:500}
.program-ico{width:38px;height:38px;color:var(--blue);flex:none}
.program-feature .program-ico{color:var(--sky-600)}

.program-rate{display:flex;align-items:baseline;gap:10px;margin-bottom:22px;padding-bottom:22px;border-bottom:1px dashed var(--line-2)}
.rate-from{font-size:13px;color:var(--slate)}
.rate-num{font-family:var(--font-display);font-weight:800;font-size:52px;color:var(--blue);letter-spacing:-.04em;line-height:.9}
.rate-num small{font-size:24px;font-weight:700}

.program-specs{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:10px}
.program-specs li{display:flex;justify-content:space-between;align-items:baseline;font-size:15px;color:var(--slate);border-bottom:1px solid var(--mist-2);padding-bottom:9px}
.program-specs b{font-family:var(--font-mono);color:var(--ink);font-weight:600}

.program-desc{color:var(--slate);font-size:15.5px;margin-bottom:16px}
.program-perks{list-style:none;margin:0 0 26px;padding:0;display:grid;gap:10px}
.program-perks li{position:relative;padding-left:26px;font-size:14.5px;color:var(--ink-2);line-height:1.45}
.program-perks li::before{content:"";position:absolute;left:0;top:3px;width:16px;height:16px;border-radius:50%;background:var(--sky-soft);
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f96e6' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");background-size:11px;background-repeat:no-repeat;background-position:center}
.program-perks li em{font-style:italic;color:var(--blue);font-weight:500}
.program-cta{margin-top:auto}

.terms-fine{margin-top:28px;font-size:13px;color:var(--slate);max-width:880px;line-height:1.5}

/* ============================================================
   RATE TABLE
   ============================================================ */
.table-wrap{overflow-x:auto;border-radius:var(--r-lg);box-shadow:var(--shadow);background:#fff;border:1px solid var(--line)}
.rate-table{width:100%;border-collapse:collapse;min-width:680px}
.rate-table thead{background:linear-gradient(100deg,var(--blue),var(--blue-700))}
.rate-table th{color:#fff;text-align:left;font-family:var(--font-mono);font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:500;padding:18px 22px}
.rate-table td{padding:20px 22px;border-bottom:1px solid var(--line);font-size:15.5px;color:var(--slate);vertical-align:middle}
.rate-table tbody tr:last-child td{border-bottom:0}
.rate-table tbody tr{transition:background .2s}
.rate-table tbody tr:hover{background:var(--sky-soft)}
.rate-table td b{color:var(--ink)}
.rate-table .mono.hot{font-size:20px;font-weight:600;color:var(--blue)}
.table-foot{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-top:26px}
.table-foot span{color:var(--slate);font-size:15px}

/* ============================================================
   PROCESS
   ============================================================ */
.process{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:none}
.step{position:relative;padding:30px 26px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);transition:transform .3s var(--ease),box-shadow .3s}
.step:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.step-n{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--blue-deep);color:var(--sky);font-family:var(--font-display);font-weight:800;font-size:20px;margin-bottom:18px}
.step h3{font-size:20px;color:var(--ink);margin-bottom:8px}
.step p{color:var(--slate);font-size:15px}
.step:not(:last-child)::after{content:"→";position:absolute;right:-16px;top:46px;color:var(--line-2);font-size:22px;z-index:2}

/* ============================================================
   FUNDED DEALS
   ============================================================ */
.deals{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.deal{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.deal:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.deal-photo{position:relative;height:170px;display:grid;place-items:center;overflow:hidden}
.deal-photo::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.16) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.16) 1px,transparent 1px);
  background-size:28px 28px;opacity:.5}
.deal-photo--1{background:linear-gradient(135deg,#0048A8,#021a3d)}
.deal-photo--2{background:linear-gradient(135deg,#0f96e6,#003c8f)}
.deal-photo--3{background:linear-gradient(135deg,#04265a,#1f74d8)}
.deal-ph-note{font-family:var(--font-mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.55)}
.deal-badge{position:absolute;top:14px;left:14px;z-index:2;background:rgba(255,255,255,.95);color:var(--blue);font-family:var(--font-mono);font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.deal-body{padding:24px 26px 28px}
.deal-body h3{font-size:22px;color:var(--ink);margin-bottom:16px}
.deal-stats{list-style:none;margin:0 0 16px;padding:0;display:flex;gap:24px}
.deal-stats li{display:flex;flex-direction:column;gap:3px}
.deal-stats span{font-family:var(--font-mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate)}
.deal-stats b{font-family:var(--font-display);font-size:21px;color:var(--blue);font-weight:800;letter-spacing:-.02em}
.deal-line{color:var(--slate);font-size:14.5px;border-top:1px solid var(--mist-2);padding-top:14px}
.deals-note{margin-top:26px;font-size:13px;color:var(--slate)}

/* ============================================================
   WHY CORRIGAN (dark)
   ============================================================ */
.why{position:relative;background:radial-gradient(120% 120% at 85% 0%,var(--blue-deep-2),var(--blue-deep) 60%,#01112b);color:#fff;padding:clamp(80px,10vw,130px) 0;overflow:hidden}
.why-bg{position:absolute;inset:0;pointer-events:none}
.blueprint--dark{-webkit-mask-image:radial-gradient(110% 90% at 80% 10%,#000 30%,transparent 80%);mask-image:radial-gradient(110% 90% at 80% 10%,#000 30%,transparent 80%)}
.why-inner{position:relative}
.why-head{max-width:680px;margin-bottom:54px}
.why-title{font-size:clamp(30px,4.6vw,50px)}
.why-lede{color:#bcd2ef;font-size:clamp(17px,2vw,20px);margin-top:16px}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.why-card{background:rgba(255,255,255,.05);border:1px solid rgba(120,180,255,.18);border-radius:var(--r-lg);padding:30px 30px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);transition:transform .3s var(--ease),background .3s,border-color .3s}
.why-card:hover{transform:translateY(-5px);background:rgba(255,255,255,.09);border-color:var(--sky)}
.why-card h3{font-size:21px;margin-bottom:10px;color:#fff}
.why-card p{color:#a9c2e3;font-size:15.5px}

/* ============================================================
   REVIEWS
   ============================================================ */
.reviews-inner{display:grid;grid-template-columns:.7fr 1.6fr;gap:clamp(28px,5vw,60px);align-items:center}
.reviews-rating{text-align:left}
.stars{color:var(--sky);font-size:30px;letter-spacing:4px;line-height:1}
.rating-line{font-size:24px;font-family:var(--font-display);font-weight:700;margin:14px 0 6px;color:var(--ink)}
.rating-sub{color:var(--slate);font-size:15px;margin-bottom:18px;max-width:300px}
.reviews-list{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.review{margin:0;background:var(--mist);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 26px;transition:transform .3s var(--ease),box-shadow .3s}
.review:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.review blockquote{margin:0 0 16px;font-size:16px;color:var(--ink-2);line-height:1.55;font-weight:500}
.review figcaption{font-family:var(--font-mono);font-size:12.5px;color:var(--slate);letter-spacing:.02em}
.reviews-note{margin-top:30px;font-size:13px;color:var(--slate)}

/* ============================================================
   QUOTE / FORM
   ============================================================ */
.quote{background:linear-gradient(180deg,var(--mist) 0%,#dfeafb 100%);padding:clamp(70px,9vw,120px) 0;border-top:1px solid var(--line)}
.quote-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(34px,5vw,70px);align-items:start}
.quote-title{font-size:clamp(28px,4.2vw,46px);color:var(--ink);margin-bottom:18px}
.quote-lede{color:var(--slate);font-size:18px;margin-bottom:28px}
.quote-points{list-style:none;margin:0 0 30px;padding:0;display:grid;gap:14px}
.quote-points li{display:flex;gap:12px;align-items:flex-start;font-size:16px;color:var(--ink-2)}
.qc{flex:none;width:22px;height:22px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-size:12px;font-weight:700;margin-top:2px}
.quote-call{padding:20px 24px;background:#fff;border:1px solid var(--line);border-radius:var(--r);display:flex;flex-direction:column;gap:4px}
.quote-call span{font-size:14px;color:var(--slate)}
.quote-phone{font-family:var(--font-display);font-weight:800;font-size:26px;color:var(--blue);letter-spacing:-.02em}
.quote-book{margin-top:6px;font-size:14px;font-weight:600;color:var(--blue);text-decoration:none}
.quote-book:hover{text-decoration:underline}

.quote-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(26px,3vw,38px);box-shadow:var(--shadow-lg)}
.field{margin-bottom:18px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:8px;letter-spacing:.01em}
.field input,.field select{
  width:100%;font-family:var(--font-body);font-size:16px;color:var(--ink);
  padding:13px 15px;border:1.5px solid var(--line-2);border-radius:11px;background:#fff;
  transition:border-color .2s,box-shadow .2s;
}
.field input::placeholder{color:var(--slate-2)}
.field input:focus,.field select:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 4px rgba(48,180,252,.16)}
.field input.invalid,.field select.invalid{border-color:#e0485a;box-shadow:0 0 0 4px rgba(224,72,90,.12)}

.segments{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.seg{position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;inset:0;cursor:pointer}
.seg span{display:grid;place-items:center;text-align:center;padding:12px 6px;border:1.5px solid var(--line-2);border-radius:11px;font-size:13.5px;font-weight:600;color:var(--slate);transition:.2s;height:100%}
.seg input:checked+span{border-color:var(--blue);background:var(--blue);color:#fff;box-shadow:0 8px 18px -8px rgba(0,72,168,.6)}
.seg input:focus-visible+span{box-shadow:0 0 0 4px rgba(48,180,252,.2)}

.form-fine{font-size:12.5px;color:var(--slate);margin-top:16px;line-height:1.5;text-align:center}
.form-fine a{color:var(--blue);font-weight:600}
.form-fine a:hover{text-decoration:underline}

/* honeypot — visually removed, still submittable by bots */
.hp-field{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}

/* form errors */
.field-error{font-size:13px;font-weight:600;color:#c8324a;margin-top:8px}
.form-alert{font-size:14px;font-weight:600;color:#c8324a;margin:0 0 14px;text-align:center}
.segments.invalid .seg span{border-color:#e0485a}

.form-success{text-align:center;padding:30px 10px}
.success-mark{width:64px;height:64px;border-radius:50%;background:linear-gradient(180deg,var(--sky),var(--sky-600));color:#fff;font-size:32px;display:grid;place-items:center;margin:0 auto 20px;box-shadow:0 14px 30px -10px rgba(48,180,252,.7);animation:pop .5s var(--ease) both}
@keyframes pop{0%{transform:scale(0)}60%{transform:scale(1.12)}100%{transform:scale(1)}}
.form-success h3{font-size:26px;color:var(--ink);margin-bottom:12px}
.form-success p{color:var(--slate);font-size:16px;max-width:380px;margin-inline:auto}

/* ============================================================
   RESOURCES
   ============================================================ */
.resources{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.resource{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 26px;transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.resource:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:var(--sky)}
.resource-tag{align-self:flex-start;font-family:var(--font-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--sky-600);background:var(--sky-soft);padding:5px 11px;border-radius:999px;margin-bottom:18px}
.resource h3{font-size:19px;color:var(--ink);margin-bottom:10px;line-height:1.15}
.resource p{color:var(--slate);font-size:14.5px;flex:1;margin-bottom:18px}
.resource-link{font-weight:700;color:var(--blue);font-size:14.5px}

/* coming-soon resources: cards render but aren't links yet */
.resource--soon{cursor:default}
.resource--soon:hover{transform:none;box-shadow:none;border-color:var(--line)}
.resource--soon .resource-link{
  align-self:flex-start;font-family:var(--font-mono);font-weight:500;font-size:11px;
  letter-spacing:.1em;text-transform:uppercase;color:var(--slate);
  background:var(--mist);border:1px solid var(--line-2);padding:5px 11px;border-radius:999px;
}

/* ============================================================
   FINAL CTA
   ============================================================ */
.finalcta{background:radial-gradient(120% 140% at 50% 0%,var(--blue) 0%,var(--blue-700) 45%,var(--blue-deep) 100%);color:#fff;padding:clamp(70px,9vw,110px) 0;text-align:center}
.finalcta h2{font-size:clamp(28px,4.4vw,50px);margin-bottom:32px;letter-spacing:-.03em}
.finalcta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:#01112b;color:#9fb6d6;padding:clamp(54px,7vw,80px) 0 36px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:46px;border-bottom:1px solid rgba(120,180,255,.14)}
.brand--footer .brand-word strong{color:#fff}
.brand--footer .brand-word span{color:#9fb6d6}
.footer-brand p{margin-top:18px;font-size:14.5px;max-width:320px;line-height:1.55}
.footer-col h3{font-family:var(--font-mono);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--sky);margin-bottom:18px;font-weight:500}
.footer-col a{display:block;font-size:14.5px;padding:6px 0;color:#9fb6d6;transition:color .2s}
.footer-col a:hover{color:#fff}
.footer-legal{padding-top:30px}
.disclaimer{font-size:12px;line-height:1.6;color:#6f86a8;max-width:920px;margin-bottom:18px}
.disclaimer strong{color:#aebfd8}
.copyright{font-size:13px;color:#6f86a8}

/* ============================================================
   LEGAL PAGES (privacy.html)
   ============================================================ */
.legal{padding:clamp(60px,8vw,100px) 0}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(32px,5vw,48px);color:var(--ink);margin-bottom:8px}
.legal-updated{font-family:var(--font-mono);font-size:13px;color:var(--slate);margin-bottom:34px}
.legal h2{font-size:22px;color:var(--ink);margin:38px 0 12px}
.legal p{color:var(--ink-2);font-size:16px;margin-bottom:14px}
.legal ul{margin:0 0 14px;padding-left:22px;color:var(--ink-2);font-size:16px}
.legal li{margin-bottom:8px}
.legal a{color:var(--blue);font-weight:600}
.legal a:hover{text-decoration:underline}
.footer-legal a{color:#9fb6d6}
.footer-legal a:hover{color:#fff}

/* ============================================================
   REVEAL ANIMATION
   Hidden state is gated on html.js (added by an inline script in <head>)
   so content stays visible if JavaScript is blocked or fails to load.
   ============================================================ */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.js .reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.reveal[data-d="4"]{transition-delay:.32s}
.reveal[data-d="5"]{transition-delay:.4s}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:1250px){
  /* keep the desktop nav on one line by dropping the secondary phone link first */
  .header-cta .ghost-link{display:none}
}
@media (max-width:1040px){
  .band-grid{grid-template-columns:1fr;gap:36px}
  .programs{grid-template-columns:1fr;max-width:520px;margin-inline:auto}
  .process{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
  .step:not(:last-child)::after{display:none}
  .deals{grid-template-columns:1fr;max-width:460px;margin-inline:auto}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .reviews-inner{grid-template-columns:1fr;gap:34px}
  .reviews-list{grid-template-columns:repeat(3,1fr)}
  .quote-grid{grid-template-columns:1fr;max-width:620px;margin-inline:auto}
  .resources{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:1020px){
  /* collapse to the burger menu before the nav runs out of room */
  .nav,.header-cta{display:none}
  .menu-toggle{display:flex}
  .mobile-menu{display:flex}
}
@media (max-width:760px){
  .trustbar{grid-template-columns:1fr 1fr;gap:8px 0;padding:24px 10px}
  .stat+.stat::before{display:none}
  .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:6px}
  .why-grid{grid-template-columns:1fr}
  .reviews-list{grid-template-columns:1fr}
  .resources{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .segments{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .table-foot{flex-direction:column;align-items:flex-start;gap:14px}
}
@media (max-width:430px){
  body{font-size:16px}
  .footer-grid{grid-template-columns:1fr}
  .deal-stats{gap:18px}
}

@media (prefers-reduced-motion:reduce){
  *{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  .js .reveal{opacity:1;transform:none}
}

@media print{
  .js .reveal{opacity:1!important;transform:none!important}
  .grain,.skip-link,.menu-toggle,.mobile-menu{display:none!important}
  .site-header{position:static}
}