Direct private lender · Business-purpose loans
A direct, balance-sheet lender for real estate investors. We fund Fix & Flip, Ground-Up Construction, and 30-Year DSCR rental loans — with rates published right here and the certainty that comes from a lender that makes its own decisions.
✓ Soft pre-qual, no hard credit pull · ✓ Term sheet in 24 hours · ✓ We decide, we fund, we close
The direct-lender advantage
Lending off our own balance sheet means underwriting happens in-house — no outside investor committee, no surprises after you're under contract.
Our capital, our timeline. Term sheets in 24 hours, and rehab & construction draws turned around fast so your crews never wait on us.
Certainty of close is the whole game. When we issue a term sheet, we mean it — and we close to it. Your reputation with sellers is safe.
Three core loan programs
Every program below shows real terms — because the fastest way to earn an investor's trust is to stop hiding the numbers.
Buy, renovate, and exit. Short-term bridge capital for flippers and BRRRR investors who need to move fast and keep cash in the deal.
Finance the build from the ground up. Built for experienced investors and builders developing 1–4 unit residential.
Long-term, fixed-rate financing that qualifies on the property's cash flow — not your tax returns. Close in your LLC.
*Interest reserve applies. Rates, leverage, and terms shown are program starting points for qualified, business-purpose borrowers and are subject to deal-level underwriting. Not a commitment to lend.
Radical transparency
Most lenders make you call to learn their terms. We put them on the homepage.
| Program | Rate from | Max leverage | Term | Structure |
|---|---|---|---|---|
| Fix & Flip (RTL) | 8.5% | 90% purchase · 100% rehab | Short-term bridge | Interest reserve · rehab funds at closing |
| Ground-Up Construction | ~9.5% | 90% loan-to-cost | Construction bridge | Interest reserve · draw schedule |
| DSCR 30-Yr Rental | 5.125% | 85% purchase · 80% cash-out | 30-year fixed | Qualifies on rent · close in LLC |
A simple, investor-first process
Two minutes, no hard credit pull. Share the property, your numbers, and your experience.
We underwrite in-house and send real terms — rate, leverage, and structure — fast.
Appraisal, title, and docs handled by a team that does this every day. We close in your LLC.
Capital wired at closing, with rehab and construction draws turned around quickly.
The deals we fund
Representative examples of the scenarios we fund for investors across the country.
Purchase + full rehab, funded in 11 days.
Cash-out refi on a stabilized rental, closed in LLC.
Ground-up single-family build with interest reserve.
Example scenarios shown for illustration — terms vary by deal and are subject to underwriting.
Why investors choose Corrigan
The flexibility that closes hard deals — the structure other lenders won't write.
Fix & Flip and Construction carry an interest reserve, so your cash goes to the project — not to monthly debt service while you build.
On Fix & Flip, a portion of the rehab budget is released at closing — so demo and materials start day one, not draw three.
DSCR refinances using projected rental income — you don't need the unit leased to pull your capital back out.
Use the new, after-repair value right away. Finish the BRRRR and recapitalize without waiting out a seasoning clock.
Rural properties are welcome and short-term-rental (Airbnb/VRBO) income projections are accepted on DSCR.
On DSCR, the appraisal is on us — and we close in your LLC. One less cost and one more layer of protection.
Get pre-qualified
Tell us a little about the property and your plan. No hard credit pull, no obligation — just fast, straight answers from a direct lender.
Thanks there. A Corrigan Capital lender will reach out shortly with next steps.
Free resources
Plain-English guides to financing your next investment. (Coming soon.)
How RTL bridge loans work, what 90/100 financing really means, and how to underwrite a flip.
Coming soonQualify on cash flow, not income. Coverage ratios, cash-out, vacant refi, and STR projections.
Coming soonLoan-to-cost, draw schedules, and interest reserves for builders developing 1–4 units.
Coming soonTimelines, documents, LLC closings, leverage, and the questions every new borrower asks.
Coming soon